You won’t get face value for your unused gift cards, but if you have a card you’d never use, you could trade it in for cash on cardpool.
Another option is to sell your unwanted gift card to a friend, online. You can throw up an announcement on Facebook and see if anyone wants to pay you for the card. You might find people are going to shop at that store anyway, so it’s a win/win.
37. Refinance Your Loans
Getting better interest rates on your debt can ease the burden on your monthly budget and create more free cash every month. If you own your home, consider a home equity line of credit that lets you tap your home’s equity as needed.
Interest rates for home loans are currently the cheapest they’ve ever hookupdate.net/filipinocupid-review/ been. If you have equity in your home, consider refinancing and pulling cash out. This could lower your monthly payment, get you cash in hand, and save you interest in the long term over the life of your loan. Triple win!
If you have multiple credit cards with outstanding balances, you could consolidate several credit card accounts into one credit card. Make sure the new card has a lower interest rate and accepts balance transfers.
There are plenty of credit card offers that will actually give you a 0% introductory rate for transferring a balance over. Be sure to read all the terms and conditions before signing up.
38. Bank Account Bonuses
Signing up for new bank promotions can earn you some serious cash. The best thing is there are no credit checks or impact on your credit score.
Most banks will pay you a bonus of close to $400 to sign up for a new checking account and make some qualifying direct deposits from your payroll. It usually takes 60-90 days, but afterward, you get a cold hard cash credit right to your bank account.
39. Find Missing Money
Ever been to the website MissingMoney? It helps you find money that is owed to you from old service providers, banks, financial institutions, etc. This search only takes a few seconds and can find property (aka “missing money”) that belongs to you that you never knew about.
Apparently 1 in 10 people in the USA have unclaimed money they don’t know about. Head over to MissingMoney and search you name to see if you’re one of them.
You can also search for your family members, friends, and neighbors to see if they have unclaimed money. When you find money for other people, they might want to share some of it with you!
40. Get Paid to Walk
Gigwalk is an App that will pay you to walk around and perform small tasks like taking photos of shop displays or picking up local restaurant menus. You can work when and where you want to-you can even start making money today!
First, download the Gigwalk app from Apple iTunes or the Google Play store and register for a free account. Link your PayPal account to verify your payment preferences, then start browsing the “gigs” available in your area. You can choose tasks that will last just a few minutes, or even a few hours depending on how much time you have and how much money you’d like to make.
41. Gardening or Yard Work
Are you good with your hands and don’t mind some good old fashioned manual labor? Consider doing some basic gardening or yard work for folks in your neighborhood. In the winter, this could include shoveling snow or salting walkways.